Under contractPrice cut −$5,000

1614 E 85th St

Kansas City, MO 64131View map

Single-family
3 bd
3 ba
1,440 sq ft
Built 1945

$215,000

List price

See the numbersRent, payment and Nets at 20, 25 and 30% down

Our test at 20, 25 and 30% down

Does it carry itself?

Under contract

By default our Deals list leaves out homes already under contract, so this page gives no verdict.

Members see the rent, the monthly payment and what it nets at each down payment.

For members

What members see

The estimated rent and its range, based on two independent rent estimates
The monthly payment (PITIA) at 20, 25 and 30% down
What it nets each month at each down payment
DSCR, the ratio a lender measures, at each down payment
The price it nets positive at
A calculator to change any assumption

See the numbers How pricing works

How we test a home

Every home we list gets the same test.

Rent: A 12-month unfurnished lease, based on two independent rent estimates. Never a seasonal or short-term rent.
Property tax: Tax is estimated at the local rate on the purchase price. This state does not reassess on sale, so the current bill may hold until the next revaluation; our figure is the post-revaluation cost. Where the listing's own tax bill is higher, we use the bill.
Insurance: An estimate from local rates for a home this size. It is not in a flood zone.
HOA: None, as listed.
Loan: 7.25% interest over 30 years, at 20, 25 and 30% down.
Nets positive: When its rent covers the whole monthly payment: loan, tax, insurance and HOA (PITIA). We use gross rent, as a DSCR lender does, with nothing set aside for vacancy, repairs, capex or management.

Facts

Type: Single-family
Units: 1
Bedrooms: 3
Bathrooms: 3
Size: 1,440 sq ft
Year built: 1945
HOA fee: None
Annual tax bill: $2,218, as listed
Days on market: 100 days (listed Jul 28, 2026)
Price cut: −$5,000 (price last changed Oct 19, 2026)
Flood zone: Not in a flood zone
Status: Under contract

Location

Pinned from the listing's street address.

More homes for sale in Kansas City

2,496 homes for sale in Kansas City

In Kansas City, 648 nets positive at 20% down. Members see which ones, with the rent, the monthly payment and what each one nets.

See which ones

Listing information comes from third-party sources and may be wrong or out of date. Our rent, tax and insurance figures are estimates for screening, not advice. Verify taxes, insurance, HOA and rents before you offer.