NetsPositive

Long-term rentals, underwritten daily

Rentals that carry themselves.

Every 1–4 unit listing in your market, screened for a 12-month lease that nets positive at 20, 25 or 30% down. Buyer's taxes, real insurance, DSCR-loan math. No short-term rentals, no guesswork.

  • Buyer's taxes, not seller's
  • Real comps by ZIP

Required rent, not hoped-for rent

We compute the rent each listing needs to reach DSCR 1.0 from the buyer's price, reassessed taxes, insurance and HOA, then compare it to real asking rents in the same ZIP.

Asks, not wishes

Rent comps come from today's long-term listings by ZIP, bedrooms and property type, with seasonal and furnished asks kept out of the index.

Almost deals, too

See what passes at 30% down but not 25%, and how far below list a price has to move to pass. Those are the offers worth writing.

How it works

Lender math, before you write the offer.

A listing is nets positive when the rent it can command covers the DSCR loan, taxes, insurance and HOA with room to spare.

  1. 01

    Every listing, every day

    We sweep 1–4 unit for-sale listings in each market and refresh them before you wake up.

  2. 02

    Underwrite like a lender

    Reassessed taxes, real insurance, HOA, and DSCR-loan terms at 20, 25 and 30% down.

  3. 03

    Rank what nets positive

    Listings that carry themselves float to the top, with the rent cushion shown in dollars.

Today's deals are already underwritten.

Filter by down payment, sort by monthly cushion, and save the search that matches your buy box.

Browse deals