172 E Highway 32
Fair Play, MO 65649View map
- Single-family
- 4 bd
- 3.5 ba
- 3,084 sq ft
$290,000
List price

Our test at 20, 25 and 30% down
Does it carry itself?
Under contract
By default our Deals list leaves out homes already under contract, so this page gives no verdict.
Members see the rent, the monthly payment and what it nets at each down payment.
For members
What members see
- The estimated rent and its range, based on two independent rent estimates
- The monthly payment (PITIA) at 20, 25 and 30% down
- What it nets each month at each down payment
- DSCR, the ratio a lender measures, at each down payment
- The price it nets positive at
- A calculator to change any assumption
How we test a home
Every home we list gets the same test.
- Rent
- A 12-month unfurnished lease, based on two independent rent estimates. Never a seasonal or short-term rent.
- Property tax
- Tax is estimated at the local rate on the purchase price. This state does not reassess on sale, so the current bill may hold until the next revaluation; our figure is the post-revaluation cost. Where the listing's own tax bill is higher, we use the bill.
- Insurance
- An estimate from local rates for a home this size. Its flood zone is not checked yet.
- HOA
- Not listed; we assume none.
- Loan
- 7.25% interest over 30 years, at 20, 25 and 30% down.
- Nets positive
- When its rent covers the whole monthly payment: loan, tax, insurance and HOA (PITIA). We use gross rent, as a DSCR lender does, with nothing set aside for vacancy, repairs, capex or management.
Facts
- Type
- Single-family
- Units
- 1
- Bedrooms
- 4
- Bathrooms
- 3 full, 1 half
- Size
- 3,084 sq ft
- Year built
- Not listed
- HOA fee
- Not listed
- Annual tax bill
- Not listed
- Days on market
- 34 days (listed Oct 2, 2026)
- Status
- Pending
Location
Pinned from the listing's street address.
More homes for sale in Fair Play
11 homes for sale in Fair Play
$550,000
338 E 420th Rd
Fair Play, MO 65649
4 bd · 2.5 ba · 2,521 sq ft
Price cut$325,000
101 Shelton St
Fair Play, MO 65649
3 bd · 2 ba · 2,300 sq ft

$189,900
209 S Magnolia St
Fair Play, MO 65649
3 bd · 2 ba · 1,274 sq ft

$300,000
453 State Highway 32
Fair Play, MO 65649
3 bd · 2 ba · 2,300 sq ft

$164,750
401 W 1st St
Fair Play, MO 65649
Studio · 1 ba · 2,670 sq ft

$159,000
108 N Chestnut St
Fair Play, MO 65649
2 bd · 1 ba · 1,360 sq ft
Listing information comes from third-party sources and may be wrong or out of date. Our rent, tax and insurance figures are estimates for screening, not advice. Verify taxes, insurance, HOA and rents before you offer.