422 Blue Garden Ln
Osprey, FL 34229View map
- Single-family
- 3 bd
- 3.5 ba
- 3,872 sq ft
$1,445,000
List price
Our test at 20, 25 and 30% down
Does it carry itself?
Not nets positive, even at 30% down
- 20% downNot nets positive
- 25% downNot nets positive
- 30% downNot nets positive
Members see the rent, the monthly payment and what it nets at each down payment.
For members
What members see
- The estimated rent and its range, based on two independent rent estimates
- The monthly payment (PITIA) at 20, 25 and 30% down
- What it nets each month at each down payment
- DSCR, the ratio a lender measures, at each down payment
- The price it nets positive at
- A calculator to change any assumption
How we test a home
Every home we list gets the same test.
- Rent
- A 12-month unfurnished lease, based on two independent rent estimates. Never a seasonal or short-term rent.
- Property tax
- Tax is estimated at the buyer's reassessed value. Where the listing's own tax bill is higher, we use the bill.
- Insurance
- An estimate from local rates for a home this size. Its flood zone is not checked yet.
- HOA
- $483 a month, as listed.
- Loan
- 7.25% interest over 30 years, at 20, 25 and 30% down.
- Nets positive
- When its rent covers the whole monthly payment: loan, tax, insurance and HOA (PITIA). We use gross rent, as a DSCR lender does, with nothing set aside for vacancy, repairs, capex or management.
Facts
- Type
- Single-family
- Units
- 1
- Bedrooms
- 3
- Bathrooms
- 3 full, 1 half
- Size
- 3,872 sq ft
- Year built
- Not listed
- HOA fee
- $483 a month
- Annual tax bill
- Not listed
- Days on market
- 31 days (listed Oct 5, 2026)
- Status
- For sale
Location
Pinned from the listing's street address.
More homes for sale in Osprey
119 homes for sale in Osprey
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1116 Bayhead Ln
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3 bd · 3 ba · 2,168 sq ft
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472 Park Trace Blvd
Osprey, FL 34229
4 bd · 2 ba · 2,217 sq ft
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452 Blue Garden Ln
Osprey, FL 34229
3 bd · 3.5 ba · 3,910 sq ft
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312 Yacht Harbor Dr
Osprey, FL 34229
3 bd · 4 ba · 2,572 sq ft
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242 Lookout Point Dr
Osprey, FL 34229
4 bd · 2 ba · 2,413 sq ft
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156 Bishops Court Rd
Osprey, FL 34229
3 bd · 3.5 ba · 3,112 sq ft
In Osprey, 1 nets positive at 20% down. Members see which ones, with the rent, the monthly payment and what each one nets.
See which onesListing information comes from third-party sources and may be wrong or out of date. Our rent, tax and insurance figures are estimates for screening, not advice. Verify taxes, insurance, HOA and rents before you offer.