12986 SW 232nd Ter Unit 12986
Homestead, FL 33170View map
- Townhome
- 3 bd
- 3 ba
- 1,368 sq ft
$380,000
List price
Our test at 20, 25 and 30% down
Does it carry itself?
Not nets positive, even at 30% down
- 20% downNot nets positive
- 25% downNot nets positive
- 30% downNot nets positive
Members see the rent, the monthly payment and what it nets at each down payment.
For members
What members see
- The estimated rent and its range, based on two independent rent estimates
- The monthly payment (PITIA) at 20, 25 and 30% down
- What it nets each month at each down payment
- DSCR, the ratio a lender measures, at each down payment
- The price it nets positive at
- A calculator to change any assumption
How we test a home
Every home we list gets the same test.
- Rent
- A 12-month unfurnished lease, based on two independent rent estimates. Never a seasonal or short-term rent.
- Property tax
- Tax is estimated at the buyer's reassessed value. Where the listing's own tax bill is higher, we use the bill.
- Insurance
- An estimate from local rates for a home this size. Its flood zone is not checked yet.
- HOA
- $160 a month, as listed.
- Loan
- 7.25% interest over 30 years, at 20, 25 and 30% down.
- Nets positive
- When its rent covers the whole monthly payment: loan, tax, insurance and HOA (PITIA). We use gross rent, as a DSCR lender does, with nothing set aside for vacancy, repairs, capex or management.
Facts
- Type
- Townhome
- Units
- 1
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1,368 sq ft
- Year built
- Not listed
- HOA fee
- $160 a month
- Annual tax bill
- Not listed
- Days on market
- 55 days (listed Sep 11, 2026)
- Price cut
- −$55,000
- Status
- For sale
Location
Pinned from the listing's street address.
More homes for sale in Homestead
1,162 homes for sale in Homestead
New construction$375,040
2593 SE 26th Ct
Homestead, FL 33035
3 bd · 2.5 ba · 1,545 sq ft
New construction$820,000
19534 SW 324th St
Homestead, FL 33030
4 bd · 3 ba · 2,088 sq ft
$609,995
26040 SW 133rd Ct
Homestead, FL 33032
4 bd · 2 ba · 1,602 sq ft
$170,000
809 Hamilton Dr Unit 809C
Homestead, FL 33034
Condo · 2 bd · 1.5 ba · 863 sq ft
$410,000
1560 SE 20th Rd
Homestead, FL 33035
3 bd · 2 ba · 1,494 sq ft
$270,000
2221 SE 26th Ln Unit 2221
Homestead, FL 33035
Townhome · 3 bd · 2.5 ba · 1,452 sq ft
In Homestead, 51 nets positive at 20% down. Members see which ones, with the rent, the monthly payment and what each one nets.
See which onesListing information comes from third-party sources and may be wrong or out of date. Our rent, tax and insurance figures are estimates for screening, not advice. Verify taxes, insurance, HOA and rents before you offer.