49 Harold St Apt 2
Cos Cob, CT 06807View map
- Condo
- 2 bd
- 3 ba
- 1,428 sq ft
- Built 2006
$869,500
List price

Our test at 20, 25 and 30% down
Does it carry itself?
HOA fee not listed
The listing doesn't give this home's HOA fee. By default our Deals list leaves out condos and townhomes like this, so this page gives no verdict.
Members see the rent, the monthly payment and what it nets at each down payment.
For members
What members see
- The estimated rent and its range, based on two independent rent estimates
- The monthly payment (PITIA) at 20, 25 and 30% down
- What it nets each month at each down payment
- DSCR, the ratio a lender measures, at each down payment
- The price it nets positive at
- A calculator to change any assumption
How we test a home
Every home we list gets the same test.
- Rent
- A 12-month unfurnished lease, based on two independent rent estimates. Never a seasonal or short-term rent.
- Property tax
- Tax is estimated at the local rate on the purchase price. This state does not reassess on sale, so the current bill may hold until the next revaluation; our figure is the post-revaluation cost. Where the listing's own tax bill is higher, we use the bill.
- Insurance
- An estimate from local rates for a home this size. It is not in a flood zone.
- HOA
- Not listed; we assume none.
- Loan
- 7.25% interest over 30 years, at 20, 25 and 30% down.
- Nets positive
- When its rent covers the whole monthly payment: loan, tax, insurance and HOA (PITIA). We use gross rent, as a DSCR lender does, with nothing set aside for vacancy, repairs, capex or management.
Facts
- Type
- Condo
- Units
- 1
- Bedrooms
- 2
- Bathrooms
- 3
- Size
- 1,428 sq ft
- Year built
- 2006
- HOA fee
- Not listed
- Annual tax bill
- $5,278, as listed
- Days on market
- 77 days (listed Aug 20, 2026)
- Flood zone
- Not in a flood zone
- Status
- For sale
Location
Pinned from the listing's street address.
More homes for sale in Cos Cob
16 homes for sale in Cos Cob
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3 bd · 3 ba · 1,961 sq ft

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19 Daffodil Ln
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3 bd · 3.5 ba · 2,712 sq ft

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36 Mianus View Ter
Cos Cob, CT 06807
5 bd · 4 ba · 3,193 sq ft

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681 River Rd
Cos Cob, CT 06807
4 bd · 4.5 ba · 4,969 sq ft

$1,495,000
4 Tremont St
Cos Cob, CT 06807
Duplex · 4 bd · 3 ba · 3,069 sq ft
Listing information comes from third-party sources and may be wrong or out of date. Our rent, tax and insurance figures are estimates for screening, not advice. Verify taxes, insurance, HOA and rents before you offer.